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Why pre-arrange a funeral?
Planning a funeral, especially at the time of need, can be an emotional and daunting task. More than 100 decisions must be made in funeral planning, sometimes in just a matter of hours following the death of a loved one. To ease the burden on family and to ensure final wishes are honored, the best thing to do is plan ahead and make these decisions in a calm, clear setting. Pre-arranging a funeral is something you do not only for yourself, but for the people you love more than anything else in the world. Click here for a complete list of decisions when planning a funeral.
Benefits of funeral pre-arrangement
The benefits of funeral pre-planning range from logistical, to emotional to financial.
Logistically, a significant amount of personal data and coordination is required in funeral planning. Will loved ones know the maiden name of the deceasedís mother, or the parentsí places of birth? Will they know the dates and locations related to education or military service? What about locations and amounts of life insurance policies? Pre-planning ensures personal data is organized and documented, negating the need for loved ones to track information down following a loved oneís death.
Emotionally, pre-arranging a funeral removes the burden of decision-making from grieving loved ones. Should it be a traditional burial or cremation? Who will be pallbearers? To whom should memorial donations be designated? Which casket is preferred? What hymns will be sung? Pre-planning gives loved ones the gift of certainty that the deceasedís final wishes are fulfilled.
Financially, if you choose to pre-pay as well as pre-plan your funeral, you lock in funeral costs at todayís prices, even though these funds may not be accessed for years or decades to come. With funeral costs rising at approximately 3 percent each year, the financial benefit of pre-planning and pre-paying can be quite significant.